What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$815
Toronto municipal LTT$815
Legal · title · inspection$2,800
Closing costs$4,430
Down payment$21,800
Total cash to close$26,230
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
$109,000
Neighbourhood market
The Wychwood market
How homes are selling here right now — sold data for July 2026.
Seller's marketAll home types in Wychwood · 19 sales over 3 months
Buyer'sBalancedSeller's
Homes in Wychwood are selling in about 24 days, typically at 100.9% of asking. Expect competition and little room to negotiate.
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