What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
Homes over $1.5M require a minimum 20% down payment.
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$32,475
Toronto municipal LTT$32,475
Legal · title · inspection$2,800
Closing costs$67,750
Down payment$360,000
Total cash to close$427,750
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
$1,799,999
Neighbourhood market
The Cabbagetown-South St. James Town market
How homes are selling here right now — sold data for July 2026.
Buyer's marketAll home types in Cabbagetown-South St. James Town · 42 sales over 3 months
Buyer'sBalancedSeller's
Homes in Cabbagetown-South St. James Town are taking around 29 days to sell, and going for about 97.7% of asking. There is usually room to negotiate.
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