What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 7.6% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$17,455
Toronto municipal LTT$17,455
Legal · title · inspection$2,800
Closing costs$37,710
Down payment$209,800
Total cash to close$247,510
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
$1,049,000
Neighbourhood market
The Annex market
How homes are selling here right now — sold data for August 2026.
Buyer's marketAll home types in Annex · 99 sales over 3 months
Buyer'sBalancedSeller's
Homes in Annex are taking around 47 days to sell, and going for about 96.7% of asking. There is usually room to negotiate.
You're looking at real recent sales near here. Sign in free to reveal the sold prices, addresses and photos — sold data is protected under TRREB rules.