What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$200
Toronto municipal LTT$200
Legal · title · inspection$2,800
Closing costs$3,200
Down payment$8,000
Total cash to close$11,200
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
$39,999
Neighbourhood market
The Birchcliffe-Cliffside market
How homes are selling here right now — sold data for August 2026.
Balanced marketAll home types in Birchcliffe-Cliffside · 54 sales over 3 months
Buyer'sBalancedSeller's
Homes in Birchcliffe-Cliffside are selling near asking in about 24 days. Neither side has the upper hand right now.
You're looking at real recent sales near here. Sign in free to reveal the sold prices, addresses and photos — sold data is protected under TRREB rules.