What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 5.7% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$8,055
Legal · title · inspection$2,800
Closing costs$10,855
Down payment$115,800
Total cash to close$126,655
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
$579,000
Neighbourhood market
The South West market
How homes are selling here right now — sold data for July 2026.
Balanced marketAll home types in South West · 33 sales over 3 months
Buyer'sBalancedSeller's
Homes in South West are selling near asking in about 24 days. Neither side has the upper hand right now.
You're looking at real recent sales near here. Sign in free to reveal the sold prices, addresses and photos — sold data is protected under TRREB rules.