What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 5.2% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$6,975
Toronto municipal LTT$6,975
Legal · title · inspection$2,800
Closing costs$16,750
Down payment$105,000
Total cash to close$121,750
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
$525,000
Neighbourhood market
The Clairlea-Birchmount market
How homes are selling here right now — sold data for August 2026.
Seller's marketAll home types in Clairlea-Birchmount · 40 sales over 3 months
Buyer'sBalancedSeller's
Homes in Clairlea-Birchmount are selling in about 28 days, typically at 100.4% of asking. Expect competition and little room to negotiate.
You're looking at real recent sales near here. Sign in free to reveal the sold prices, addresses and photos — sold data is protected under TRREB rules.