What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
Homes over $1.5M require a minimum 20% down payment.
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$86,473
Toronto municipal LTT$96,472
Legal · title · inspection$2,800
Closing costs$185,744
Down payment$799,980
Total cash to close$985,724
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
$3,999,900
Neighbourhood market
The North Riverdale market
How homes are selling here right now — sold data for July 2026.
Seller's marketAll home types in North Riverdale · 31 sales over 3 months
Buyer'sBalancedSeller's
Homes in North Riverdale are selling in about 10 days, typically at 112.9% of asking. Expect competition and little room to negotiate.
You're looking at real recent sales near here. Sign in free to reveal the sold prices, addresses and photos — sold data is protected under TRREB rules.