What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 6.6% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$10,975
Legal · title · inspection$2,800
Closing costs$13,775
Down payment$145,000
Total cash to close$158,775
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
$725,000
Neighbourhood market
The Pefferlaw market
How homes are selling here right now — sold data for July 2026.
Buyer's marketAll home types in Pefferlaw · 15 sales over 3 months
Buyer'sBalancedSeller's
Homes in Pefferlaw are taking around 32 days to sell, and going for about 93.2% of asking. There is usually room to negotiate.
You're looking at real recent sales near here. Sign in free to reveal the sold prices, addresses and photos — sold data is protected under TRREB rules.