What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 7.9% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$20,451
Legal · title · inspection$2,800
Closing costs$23,251
Down payment$239,760
Total cash to close$263,011
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
$1,198,800
Neighbourhood market
The Rural Richmond Hill market
How homes are selling here right now — sold data for August 2026.
Balanced marketAll home types in Rural Richmond Hill · 32 sales over 3 months
Buyer'sBalancedSeller's
Homes in Rural Richmond Hill are selling near asking in about 39 days. Neither side has the upper hand right now.
You're looking at real recent sales near here. Sign in free to reveal the sold prices, addresses and photos — sold data is protected under TRREB rules.