+ 24 photosFor Sale · Detached
45 Sheppard Street, Severn, ON L0K 1E0
Severn · Coldwater
13 days on market
▶ Virtual Tour
3 + 2
Beds
3
Baths
6
Parking
1500-2000
Sq ft
0-5 yrs
Built
The honest picture
$979,000 list price. Neighbourhood benchmark for this home type is being prepared.
About this home
- 3 + 2 bedrooms, 3 bathrooms, 6 parking spaces
- Located at the end of a quiet street in Coldwater
- New construction with 9' main level ceilings and light oak hardwood flooring in living areas and bedrooms
- Kitchen includes Rock Solid cabinetry, under-cabinet LED lighting, and 36" gas range
- Finished lower level
- Covered by full Tarion Warranty Corporation coverage
- Some images are virtually staged
Key points summarised from the listing description.
Property details
Listed on
September 2, 2026
Days on market
13 days
Property tax
$537.96 (2025)
Lot
61.71 × 175.77 Feet
Style
Bungalow
Heating
Forced Air
Cooling
Central Air
MLS®
S13737496
Full details
Parking
GarageAttached
Driveway4
Garage spaces2
Total parking6
Parking featuresPrivate Double
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Recreation | Lower | 8.52 × 4.95 | Vinyl Floor, Window, Recessed Lighting |
| Bedroom | Lower | 4.12 × 3.76 | Vinyl Floor, Closet, Window |
| Dining Room | Main | 4.69 × 3.03 | Hardwood Floor, Window, Sliding Doors |
| Primary Bedroom | Main | 4.86 × 3.56 | 5 Pc Ensuite, Hardwood Floor, Walk-In Closet(s) |
| Bedroom | Lower | 4.12 × 3.76 | Vinyl Floor, Closet, Window |
| Living Room | Main | 5.35 × 5.25 | Hardwood Floor, Large Window, Recessed Lighting |
| Kitchen | Main | 5.23 × 4.72 | Hardwood Floor, Centre Island, Stainless Steel Appl |
| Bedroom | Main | 3.63 × 3.02 | Hardwood Floor, Closet, Window |
| Bedroom | Main | 3.66 × 3.01 | Hardwood Floor, Closet, Window |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| September 2, 2026 | — | $979,000 | For Sale | S13737496 |
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Run the numbers
True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 7.4% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$16,055
Legal · title · inspection$2,800
Closing costs$18,855
Down payment$195,800
Total cash to close$214,655
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
