What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 5.8% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$8,473
Legal · title · inspection$2,800
Closing costs$11,273
Down payment$119,980
Total cash to close$131,253
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
$599,900
Neighbourhood market
The City Centre market
How homes are selling here right now — sold data for August 2026.
Buyer's marketAll home types in City Centre · 117 sales over 3 months
Buyer'sBalancedSeller's
Homes in City Centre are taking around 39 days to sell, and going for about 97.3% of asking. There is usually room to negotiate.
You're looking at real recent sales near here. Sign in free to reveal the sold prices, addresses and photos — sold data is protected under TRREB rules.