What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$1,225
Toronto municipal LTT$1,225
Legal · title · inspection$2,800
Closing costs$5,250
Down payment$30,000
Total cash to close$35,250
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
$149,999
Neighbourhood market
The Islington-City Centre West market
How homes are selling here right now — sold data for August 2026.
Buyer's marketAll home types in Islington-City Centre West · 139 sales over 3 months
Buyer'sBalancedSeller's
Homes in Islington-City Centre West are taking around 35 days to sell, and going for about 98.1% of asking. There is usually room to negotiate.
You're looking at real recent sales near here. Sign in free to reveal the sold prices, addresses and photos — sold data is protected under TRREB rules.