What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$1,575
Legal · title · inspection$2,800
Closing costs$4,375
Down payment$37,000
Total cash to close$41,375
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
$185,000
Neighbourhood market
The Erin Mills market
How homes are selling here right now — sold data for August 2026.
Balanced marketAll home types in Erin Mills · 101 sales over 3 months
Buyer'sBalancedSeller's
Homes in Erin Mills are selling near asking in about 28 days. Neither side has the upper hand right now.
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