+ 24 photosFor Sale · Detached
195 Water Street, Lucan Biddulph, ON N0M 2J0
Lucan Biddulph · Lucan
70 days on market
▾ PRICE CHANGE
▶ Virtual Tour5
Beds
2
Baths
4
Parking
1500-2000
Sq ft
100+ yrs
Built
The honest picture
List price
$619,900
★ Renavu Estimate
$617,000
Lower confidence
Renavu Estimate is our data-driven opinion of value, blended from 6 recent comparable sales — not an appraisal. The area price benchmark for this neighbourhood is still being prepared.
About this home
- 5 bedrooms and 2 bathrooms with 1500-2000 sq ft
- Rebuilt a few years ago with updated electrical, plumbing, HVAC, insulation, and structural work
- Open-concept main floor with kitchen, dining, living area, butcher block countertops, large pantry, and main-floor laundry
- 5 bedrooms and 3-piece bathroom on main floor; 5 bedrooms and 4-piece bathroom upstairs
- Original features include coffered wainscoting, tray ceilings, shiplap accents, and restored 1880s pocket door
- Fully fenced backyard with covered deck and two storage sheds; one shed is insulated with hydro and heat
- 4 parking spaces; walking distance to downtown, schools, parks, community centre, grocery stores, and restaurants
Key points summarised from the listing description.
Property details
Listed on
July 7, 2026
Days on market
70 days
Property tax
$2,636 (2025)
Lot
49.83 × 113.52 Feet
Style
2-Storey
Heating
Forced Air
Cooling
Central Air
MLS®
X13532602
Full details
Parking
GarageNone
Driveway4
Total parking4
Parking featuresPrivate Double
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Living Room | Main | 4.94 × 3.47 | — |
| Dining Room | Main | 3.49 × 3.47 | — |
| Kitchen | Main | 3.57 × 2.25 | — |
| Primary Bedroom | Main | 4.74 × 2.89 | — |
| Bedroom 2 | Main | 3.35 × 2.68 | — |
| Bathroom | Main | 3.35 × 2.73 | 3 Pc Bath |
| Bedroom 3 | Second | 2.78 × 4.59 | — |
| Bedroom 4 | Second | 3.04 × 2.71 | — |
| Bedroom 5 | Second | 4.01 × 2.74 | — |
| Bathroom | Second | 1.8 × 3.5 | 4 Pc Bath |
| Utility Room | Second | 1.97 × 2.64 | — |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| September 15, 2026 | — | $619,900 ▼ | Price cut | X13532602 |
| July 7, 2026 | — | $639,900 | Listed | X13532602 |
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Run the numbers
True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 6.0% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$8,873
Legal · title · inspection$2,800
Closing costs$11,673
Down payment$123,980
Total cash to close$135,653
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
