+ 21 photosFor Sale · Semi-Detached
45 HARROW Lane, St. Thomas, ON N5R 0P3
St. Thomas · St. Thomas
57 days on market
▾ PRICE CHANGE
3
Beds
3
Baths
3
Parking
1500-2000
Sq ft
New yrs
Built
The honest picture
List price
$542,300
★ Renavu Estimate
$535,000
Moderate confidence
Renavu Estimate is our data-driven opinion of value, blended from 6 recent comparable sales — not an appraisal. The area price benchmark for this neighbourhood is still being prepared.
About this home
- 2-storey semi-detached home in Harvest Run, Elmwood model, built by Doug Tarry
- 3 bedrooms, 3 bathrooms; primary bedroom includes 3-piece ensuite and walk-in closet
- Main floor has kitchen, dining area, great room, and powder room
- Unfinished basement
- Luxury vinyl plank and carpet flooring; quartz countertops and tiled backsplash in kitchen
- Covered front porch and attached 1.3-car garage (plus 1.5 additional parking spaces for total of 3)
- Energy Star certified and Net Zero Ready; walking trails and park nearby
Key points summarised from the listing description.
Property details
Listed on
July 20, 2026
Days on market
57 days
Property tax
$0 (2026)
Lot
32.8 × 114.1 Feet
Style
2-Storey
Heating
Forced Air
Cooling
Other
MLS®
X13583214
Full details
Parking
GarageAttached
Driveway2
Garage spaces1.5
Total parking3
Parking featuresPrivate
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Great Room | Main | 4.01 × 4.32 | — |
| Kitchen | Main | 3.56 × 3.07 | — |
| Dining Room | Main | 4.27 × 2.92 | — |
| Bedroom 2 | Second | 3.51 × 3.63 | — |
| Bedroom 3 | Second | 3.18 × 3.05 | — |
| Primary Bedroom | Second | 4.27 × 3.51 | — |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| September 4, 2026 | — | $542,300 ▼ | Price cut | X13583214 |
| July 20, 2026 | — | $555,221 | Listed | X13583214 |
🔒
Earlier listings and sold prices for this address are protected under TRREB rules — a free account unlocks them.
Sign in free to unlock the historyComparables
Gathering recent comparable sales nearby…
Run the numbers
True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 5.4% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$7,321
Legal · title · inspection$2,800
Closing costs$10,121
Down payment$108,460
Total cash to close$118,581
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
