+ 24 photosFor Sale · Detached
42 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0
Niagara-on-the-Lake · 108 - Virgil
19 days on market
▶ Virtual Tour
2
Beds
2
Baths
4
Parking
1100-1500
Sq ft
16-30 yrs
Built
The honest picture
List price
$800,000
★ Renavu Estimate
$781,000
Moderate confidence
Renavu Estimate is our data-driven opinion of value, blended from 6 recent comparable sales — not an appraisal. The area price benchmark for this neighbourhood is still being prepared.
About this home
- 2 bedrooms, 2 bathrooms, 1,402 sq ft on main floor with open concept layout
- Living room has gas fireplace, bay window, and floor-to-ceiling pillars; dining room has double French doors to kitchen
- Deck (20.75 x 12.5 ft) with railings and ramp; covered front porch
- 5-piece main floor bathroom with double sinks, soaker tub, and extra-large shower
- Basement with partially finished room, 3-piece bathroom, and utility/storage area
- 4 parking spaces: double garage and double car driveway with inside garage access
- Furnace, AC, heat pump, and sump pump all 2–3 years old; all appliances included plus central vacuum
Key points summarised from the listing description.
Property details
Listed on
August 27, 2026
Days on market
19 days
Property tax
$5,148.31 (2026)
Lot
55.77 × 114.83 Feet
Style
Bungalow
Heating
Forced Air
Cooling
Central Air
MLS®
X13719108
Full details
Parking
GarageAttached
Driveway2
Garage spaces2
Total parking4
Parking featuresPrivate Double
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Living Room | Main | 6.26 × 4.73 Meters | Hardwood Floor, Combined w/Dining, Gas Fireplace |
| Dining Room | Main | 6.26 × 4.73 Meters | Hardwood Floor, Combined w/Living, French Doors |
| Room | Main | 3.66 × 3.61 Meters | B/I Dishwasher, Backsplash, Ceramic Floor |
| Breakfast | Main | 2.74 × 3.48 Meters | Combined w/Kitchen, W/O To Deck, Ceramic Floor |
| Primary Bedroom | Main | 4.5 × 3.66 Meters | Large Closet |
| Bedroom 2 | Main | 4.27 × 2.67 Meters | Double Closet |
| Foyer | Main | 2.9 × 2.14 Meters | Ceramic Floor |
| Foyer | Main | 3.4 × 1.09 Meters | Open Stairs, Access To Garage, Closet |
| Laundry | Main | 1.88 × 0.84 Meters | Laundry Sink, Ceramic Floor |
| Utility Room | Basement | 6.35 × 4.78 Meters | — |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| August 27, 2026 | — | $800,000 | For Sale | X13719108 |
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Gathering recent comparable sales nearby…
Run the numbers
True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 6.9% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$12,475
Legal · title · inspection$2,800
Closing costs$15,275
Down payment$160,000
Total cash to close$175,275
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
