+ 24 photosFor Sale · Detached
305 Centre Street, Niagara-on-the-Lake, ON L0S 1J0
Niagara-on-the-Lake · 101 - Town
8 days on market
3 + 1
Beds
3
Baths
5
Parking
1100-1500
Sq ft
51-99 yrs
Built
The honest picture
$1,195,000 list price. Neighbourhood benchmark for this home type is being prepared.
About this home
- 3 + 1 bedrooms, 3 bathrooms, located in Old Town Niagara-on-the-Lake
- Mid-century modern side-split home on 70' x 140' lot with attached garage
- 4 fully finished levels of living space
- Cherry wood kitchen cabinetry
- Backyard includes stone patio, seven-person hot tub, and gas fireplace
- Short-term rental permit included; new permits no longer being issued by the Town
- Walking distance to golf course, Queen Street shops and restaurants, and wineries
Key points summarised from the listing description.
Property details
Listed on
September 6, 2026
Days on market
8 days
Property tax
$5,459.91 (2025)
Lot
70 × 140 Feet
Style
Sidesplit 4
Heating
Forced Air
Cooling
Central Air
MLS®
X13750200
Full details
Parking
GarageAttached
Driveway4
Garage spaces1
Total parking5
Parking featuresPrivate Double
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Living Room | Main | 3.45 × 6.05 | Hardwood Floor, Large Window, Overlooks Frontyard |
| Dining Room | Main | 3.02 × 2.54 | Hardwood Floor, Overlooks Backyard, Combined w/Living |
| Kitchen | Main | 2.92 × 2.87 | Modern Kitchen, Overlooks Backyard |
| Bedroom | Second | 3.07 × 3.78 | Hardwood Floor, Large Window, Overlooks Backyard |
| Bedroom 2 | Second | 3.25 × 3.33 | Hardwood Floor, Large Window, Large Closet |
| Bedroom 3 | Second | 3 × 2.82 | Hardwood Floor |
| Recreation | Lower | 6.3 × 3.66 | Gas Fireplace, Broadloom, Above Grade Window |
| Bedroom | Lower | 3.3 × 2.26 | Broadloom |
| Den | Lower | 3.45 × 5 | Broadloom |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| September 6, 2026 | — | $1,195,000 | For Sale | X13750200 |
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Run the numbers
True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 7.9% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$20,375
Legal · title · inspection$2,800
Closing costs$23,175
Down payment$239,000
Total cash to close$262,175
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
