+ 24 photosFor Sale · Detached
131 Bay Street, Drummond/North Elmsley, ON K7C 4K9
Drummond/North Elmsley · 908 - Drummond N Elmsley (Drummond) Twp
7 days on market
▶ Virtual Tour
3
Beds
1
Baths
5
Parking
1100-1500
Sq ft
—
Built
The honest picture
List price
$685,000
★ Renavu Estimate
$672,000
Lower confidence
Renavu Estimate is our data-driven opinion of value, blended from 6 recent comparable sales — not an appraisal. The area price benchmark for this neighbourhood is still being prepared.
About this home
- 3 bedrooms and 1 bathroom with 4-piece bath including tub and shower
- Waterfront property on Mississippi Lake with direct water access and private dock
- Fully renovated in 2018/2019
- Four-season sunroom with sliding glass doors and large windows overlooking water
- Living room and kitchen with shaker cabinetry and white appliances; formal dining area
- Detached garage with flexible use for parking, workshop, or storage
- Deck, landscaped grounds, and fire pit area on the property
Key points summarised from the listing description.
Property details
Listed on
September 8, 2026
Days on market
7 days
Property tax
$1,701.51 (2026)
Lot
53.2 × 142.23 Feet
Style
Bungalow
Heating
Forced Air
Cooling
Central Air
MLS®
X13754686
Full details
Parking
GarageDetached
Driveway4
Garage spaces1
Total parking5
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Utility Room | Main | 1.84 × 2.42 | — |
| Foyer | Main | 2.53 × 1.53 | — |
| Bedroom | Main | 2.53 × 3.57 | — |
| Other | Main | 2.66 × 5.45 | W/O To Deck |
| Dining Room | Main | 4.72 × 3.21 | — |
| Bedroom 2 | Main | 2.28 × 4.44 | — |
| Primary Bedroom | Main | 2.33 × 4.43 | — |
| Bathroom | Main | 2.64 × 2.42 | — |
| Sunroom | Main | 2.89 × 4.69 | — |
| Living Room | Main | 4.58 × 3.37 | — |
| Kitchen | Main | 2.23 × 5.89 | — |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| September 8, 2026 | — | $685,000 | For Sale | X13754686 |
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Run the numbers
True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 6.4% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$10,175
Legal · title · inspection$2,800
Closing costs$12,975
Down payment$137,000
Total cash to close$149,975
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
