+ 24 photosFor Sale · Detached
40 Harmony Drive, Niagara-on-the-Lake, ON L0S 1J0
Niagara-on-the-Lake · 101 - Town
7 days on market
▶ Virtual Tour
3
Beds
3
Baths
2
Parking
2000-2500
Sq ft
—
Built
The honest picture
List price
$1,550,000
★ Renavu Estimate
$1,491,000
Lower confidence
Renavu Estimate is our data-driven opinion of value, blended from 6 recent comparable sales — not an appraisal. The area price benchmark for this neighbourhood is still being prepared.
About this home
- 3 bedrooms, 3 bathrooms, 2 parking spaces
- Open-concept great room with 19-foot ceilings and floor-to-ceiling stone fireplace with custom built-in bookcases
- Updated kitchen with centre island, granite detailing, and French doors leading to conservatory
- Conservatory with vaulted ceiling, skylights, and flagstone flooring
- Primary suite on main floor with private ensuite
- Backyard with flagstone patio, in-ground saltwater pool, and mature landscaping
- Custom-built Gatta residence, 2000–2500 sq ft
Key points summarised from the listing description.
Property details
Listed on
September 8, 2026
Days on market
7 days
Property tax
$8,618.97 (2026)
Lot
57.35 × 126.05 Feet
Style
2-Storey
Heating
Forced Air
Cooling
Central Air
MLS®
X13755570
Full details
Parking
GarageAttached
Driveway2
Garage spaces2
Total parking2
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Room | Main | 4.85 × 4.62 Meters | — |
| Dining Room | Main | 4.85 × 2.09 Meters | — |
| Family Room | Main | 5.5 × 4.61 Meters | — |
| Primary Bedroom | Main | 4.42 × 4.51 Meters | — |
| Sunroom | Main | 5.34 × 4.29 Meters | — |
| Bedroom | Second | 4.19 × 3.43 Meters | — |
| Bedroom | Second | 4.97 × 3.68 Meters | — |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| September 8, 2026 | — | $1,550,000 | For Sale | X13755570 |
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True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
Homes over $1.5M require a minimum 20% down payment.
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$27,475
Legal · title · inspection$2,800
Closing costs$30,275
Down payment$310,000
Total cash to close$340,275
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
