What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$1,024
Legal · title · inspection$2,800
Closing costs$3,824
Down payment$25,980
Total cash to close$29,804
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
$129,900
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Comparable homes on the market near Niagara Falls · 206 - Stamford — same kind of property, similar size and price.
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