+ 24 photosFor Sale · Detached
109 Ray Street, Hamilton, ON L8R 2Y1
Hamilton · Strathcona
Listed 2 hours ago
▶ Virtual Tour
3
Beds
4
Baths
2
Parking
1500-2000
Sq ft
0-5 yrs
Built
The honest picture
$849,900 list price. Neighbourhood benchmark for this home type is being prepared.
About this home
- 3 bedrooms, 4 bathrooms, 2 parking spaces in a 2-storey home built in 2022
- Located in Strathcona district near transit, schools, parks, and Bayfront
- Open concept main floor with gas fireplace, kitchen with white cabinetry, quartz countertops, and stainless steel appliances
- Primary bedroom with fireplace feature wall, ensuite, and walk-in closet; second bedroom also has walk-in closet
- Basement includes family room with gas fireplace, 5-piece bathroom, laundry room, and storage
- Garage has heated concrete floors, roll-up insulated door, and built-in cabinetry; heated driveway
- Features include natural gas furnace, air conditioning, HRV, owned water heater, home security system, and fenced rear yard
Key points summarised from the listing description.
Property details
Listed on
September 15, 2026
Days on market
0 days
Property tax
$7,165.15 (2026)
Lot
29.33 × 66 Feet
Style
2-Storey
Heating
Forced Air
Cooling
Central Air
MLS®
X13785768
Full details
Parking
GarageAttached
Driveway1
Garage spaces1
Total parking2
Parking featuresPrivate Double
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Breakfast | Main | 2.92 × 3.05 Meters | Breakfast Area, Hardwood Floor |
| Living Room | Main | 4.27 × 4.75 Meters | Hardwood Floor, Fireplace |
| Foyer | Main | 1.96 × 1.55 Meters | — |
| Kitchen | Main | 3.68 × 3.61 Meters | Hardwood Floor |
| Bathroom | Main | 2.16 × 1.35 Meters | 2 Pc Bath |
| Bedroom | Second | 3 × 4.7 Meters | Hardwood Floor, Walk-In Closet(s) |
| Foyer | Second | 3.45 × 2.18 Meters | Hardwood Floor |
| Bathroom | Second | 1.8 × 3.53 Meters | 4 Pc Bath |
| Primary Bedroom | Second | 3.33 × 4.6 Meters | Fireplace, Hardwood Floor, Walk-In Closet(s) |
| Bathroom | Second | 1.85 × 2.29 Meters | 3 Pc Ensuite |
| Bedroom | Second | 3.28 × 3.3 Meters | Hardwood Floor |
| Family Room | Basement | 5.64 × 3.76 Meters | Fireplace |
| Bathroom | Basement | 2.21 × 2.67 Meters | 5 Pc Bath |
| Utility Room | Basement | 3.35 × 2.9 Meters | — |
| Laundry | Basement | 1.93 × 2.67 Meters | — |
| Other | Basement | 1.04 × 0.91 Meters | — |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| September 15, 2026 | — | $849,900 | For Sale | X13785768 |
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True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 7.1% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$13,473
Legal · title · inspection$2,800
Closing costs$16,273
Down payment$169,980
Total cash to close$186,253
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
