+ 21 photos
85 Spruce Street 103, Cambridge, ON N1R 4K4
Cambridge
For Sale · Condo Townhouse
85 Spruce Street 103, Cambridge, ON N1R 4K4
Cambridge
1 hour ago
$599,900
2
Beds
2
Baths
1
Parking
1600-1799
Sq ft
16-30 yrs
Built
The honest picture
★ Renavu Estimate
$586,000
Lower confidence
The Renavu Estimate and the figures in this section are produced by Renavu using our own analysis — not statistics from, provided by, or endorsed by TRREB or PropTx. Underlying property data is provided through TRREB/PropTx and is deemed reliable but not guaranteed accurate. Renavu Estimate is our data-driven opinion of value and a market reference — not this home's exact value.
About this home
- 2 bedrooms, 2 bathrooms, 1,691 sq ft in a converted historic factory loft
- Multi-level layout with soaring ceilings, exposed brick, polished concrete floors, and exposed ductwork
- Kitchen with white cabinetry, quartz counters, stainless steel appliances, and island with bar seating
- Primary bedroom on upper level with views to main living area; second bedroom has access to private patio
- Upper level includes 4-piece bathroom with double vanity and tiled shower/tub; lower level has 3-piece bathroom
- 1 secure underground parking space
- Building located in residential area near a park, minutes from downtown restaurants, shops, and fitness studios
Key points are generated by Renavu from the listing description — not from, provided by, or endorsed by TRREB or PropTx.
Property details
Property tax
$4,642.39 (2026)
Style
2-Storey
Rooms
7
Heating
Forced Air
Cooling
Central Air
MLS®
X13810620
Full details
Parking
Parking typeUnderground
Total parking1
Parking featuresUnderground
Underground / covered1
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Bathroom | Main | 4.80 x 5.51 | 3 Pc Bath |
| Kitchen | Main | 5.56 × 2.51 | — |
| Dining Room | Main | 5.56 × 5.13 | — |
| Living Room | Main | 5.56 × 4.67 | — |
| Bathroom | Second | 2.36 × 2.51 | 4 Pc Bath |
| Bedroom 2 | Second | 5.556 × 2.77 | — |
| Primary Bedroom | Second | 4.9 × 4.27 Meters | — |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| 2026-09-21 | — | $599,900 | For Sale | X13810620 |
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True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 5.8% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$8,473
Legal · title · inspection$2,800
Closing costs$11,273
Down payment$119,980
Total cash to close$131,253
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
