+ 21 photos
40-42 Locust Street, St. Thomas, ON N5R 2C1
St. Thomas · St. Thomas
For Sale · Duplex
40-42 Locust Street, St. Thomas, ON N5R 2C1
St. Thomas · St. Thomas
4 weeks ago
$648,900
● SOLD CONDITIONAL
▶ Virtual Tour2 + 2
Beds
2
Baths
4
Parking
1500-2000
Sq ft
6-15 yrs
Built
The honest picture
$648,900 list price. Neighbourhood benchmark for this home type is being prepared.
The Renavu Estimate and the figures in this section are produced by Renavu using our own analysis — not statistics from, provided by, or endorsed by TRREB or PropTx. Underlying property data is provided through TRREB/PropTx and is deemed reliable but not guaranteed accurate. Renavu Estimate is our data-driven opinion of value and a market reference — not this home's exact value.
About this home
- 2 + 2 bedrooms, 2 bathrooms across two units (one per unit)
- Purpose-built brick duplex with two self-contained units on main and upper floors
- Unit 40 (main floor): living room with patio doors to front porch, eat-in kitchen with fridge/stove/dishwasher, primary bedroom with patio doors to rear porch, second bedroom, 4-piece bathroom, in-unit laundry
- Unit 42 (upper floor): living room with patio doors to front deck, eat-in kitchen with fridge/stove/dishwasher, primary bedroom, second bedroom, 4-piece bathroom, second-floor laundry
- Both units have hot-water boiler heating with in-floor heating
- Shared fully fenced backyard and storage shed
- 4 parking spaces available
Key points are generated by Renavu from the listing description — not from, provided by, or endorsed by TRREB or PropTx.
Property details
Property tax
$3,771 (2025)
Lot
51.85 × 122.68 Feet
Style
2-Storey
Heating
Forced Air
Cooling
Central Air
MLS®
X13688240
Full details
Parking
GarageNone
Driveway2
Total parking4
Parking featuresPrivate
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Foyer | Main | 1.4 × 2.04 Meters | — |
| Living Room | Main | 5.85 × 5.66 Meters | — |
| Kitchen | Main | 2.4 × 2.68 Meters | Eat-in Kitchen |
| Primary Bedroom | Main | 3.38 × 4.17 Meters | — |
| Bedroom | Main | 3.47 × 3.1 Meters | — |
| Laundry | Main | 3.38 × 1.25 Meters | — |
| Foyer | Second | 0.97 × 0.97 Meters | — |
| Living Room | Second | 4.99 × 4.9 Meters | — |
| Kitchen | Second | 3.47 × 3.99 Meters | Eat-in Kitchen |
| Primary Bedroom | Second | 3.38 × 4.05 Meters | — |
| Bedroom | Second | 3.47 × 3.04 Meters | — |
| Laundry | Second | 3.38 × 1.61 Meters | — |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| 2026-09-14 | — | $648,900 ▼ | Price cut | X13688240 |
| 2026-08-18 | — | $658,900 | Listed | X13688240 |
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True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 6.1% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$9,453
Legal · title · inspection$2,800
Closing costs$12,253
Down payment$129,780
Total cash to close$142,033
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
