+ 24 photosFor Sale · Att/Row/Townhouse
56 Cortland Terrace, St. Thomas, ON N5R 0J7
St. Thomas · St. Thomas
Listed 2 hours ago
▶ Virtual Tour
3 + 1
Beds
4
Baths
3
Parking
1500-2000
Sq ft
—
Built
The honest picture
$584,900 list price. Neighbourhood benchmark for this home type is being prepared.
About this home
- 3 + 1 bedrooms and 4 bathrooms in a freehold townhome
- Main floor has open-concept kitchen with centre island, dining area, living room, and powder room
- Primary suite includes walk-in closet and ensuite; two additional bedrooms and full bathroom on second floor
- Second-floor laundry
- Finished lower level with fourth bedroom, full bathroom, and recreation area
- Attached garage, private driveway, deck, and backyard
- Located near schools, parks, shopping, trails, and major routes
Key points summarised from the listing description.
Property details
Listed on
September 16, 2026
Days on market
0 days
Property tax
$4,011.24 (2026)
Lot
21 × 103.35 Feet
Style
2-Storey
Heating
Forced Air
Cooling
Central Air
MLS®
X13789938
Full details
Parking
GarageAttached
Driveway2
Garage spaces1
Total parking3
Parking featuresPrivate Double
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Living Room | Main | 5.94 × 3.8 Meters | — |
| Kitchen | Main | 3.22 × 2.96 Meters | — |
| Dining Room | Main | 2.72 × 2.96 Meters | — |
| Primary Bedroom | Second | 4.21 × 4.37 Meters | — |
| Bedroom | Second | 2.84 × 3.8 Meters | — |
| Bedroom | Second | 3 × 3.8 Meters | — |
| Bedroom | Basement | 2.72 × 3.16 Meters | — |
| Recreation | Basement | 5.94 × 5.22 Meters | — |
| Utility Room | Basement | 3.12 × 3.16 Meters | — |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| September 16, 2026 | — | $584,900 | For Sale | X13789938 |
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Run the numbers
True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
This price requires at least 5.7% down (5% on the first $500K, 10% above).
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$8,173
Legal · title · inspection$2,800
Closing costs$10,973
Down payment$116,980
Total cash to close$127,953
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
