+ 14 photosFor Sale · Other
1052 RAT BAY Road 118-10, Lake of Bays, ON P1H 2J6
Lake of Bays · Franklin
167 days on market
▾ PRICE CHANGE
2
Beds
2
Baths
4
Parking
900-999
Sq ft
16-30 yrs
Built
The honest picture
$15,000 list price. Neighbourhood benchmark for this home type is being prepared.
About this home
- Fractional ownership (1/10 share) of a 2-bedroom cottage on Lake of Bays in Muskoka with 300 feet of south-facing frontage.
- Includes right to use cottage for one fixed week (Week 10, starting August 28) plus 4 floating weeks annually across other seasons, totaling 5 weeks per year.
- Access to resort facilities: indoor pool, whirlpool, sauna, games room, fitness room, beach, water sports equipment (kayaks, canoes, paddleboats), tennis court, skating rink, playground, and walking trails.
- Boat mooring available during boating season; check-in Fridays at 4 p.m.
- Annual maintenance fee $5,127 + HST per owner in 2026; unused weeks can be deposited with Interval International or rented (resort takes 50% of rental income, or keep 100% if rented independently).
- Laundry facilities in cottage; no pets or smoking allowed.
- Size approximately 900-999 sq ft with 2 bedrooms and 2 bathrooms.
Key points summarised from the listing description.
Property details
Listed on
April 1, 2026
Days on market
167 days
Property tax
$0 (2026)
Lot
49.5
Style
Bungalow
Rooms
8
Heating
Baseboard
Cooling
Wall Unit(s)
MLS®
X12943988
Full details
Parking
GarageNone
Driveway4
Total parking4
Parking featuresReserved/Assigned, Mutual
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Living Room | Main | 13.75 x 10 | — |
| Dining Room | Main | 11 x 10.5 | — |
| Kitchen | Main | 8.08 x 10.5 | — |
| Sunroom | Main | 11.33 x 10.92 | — |
| Primary Bedroom | Main | 13.58 x 11 | — |
| Bedroom | Main | 10.08 x 11 | — |
| Bathroom | Main | 6.58 x 6.58 | — |
| Bathroom | Main | 10 x 5.92 | — |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| August 25, 2026 | — | $15,000 ▼ | Price cut | X12943988 |
| April 1, 2026 | — | $29,000 | Listed | X12943988 |
🔒
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True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$75
Legal · title · inspection$2,800
Closing costs$2,875
Down payment$3,000
Total cash to close$5,875
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
