+ 24 photosFor Sale · Other
1052 RAT BAY Road 106-7, Lake of Bays, ON P1H 2J6
Lake of Bays · Franklin
50 days on market
2
Beds
2
Baths
4
Parking
900-999
Sq ft
16-30 yrs
Built
The honest picture
$35,000 list price. Neighbourhood benchmark for this home type is being prepared.
About this home
- 2 bedroom, 2 bathroom cottage in fractional ownership resort on Lake of Bays with 300 feet of south-facing waterfront
- You own 1/10th share of the cottage and shared ownership of the 50-acre complex
- Usage rights: one fixed summer week plus 4 floating weeks across other seasons annually
- Amenities include indoor pool, whirlpool, sauna, fitness room, games room, sandy beach, water sports equipment, tennis court, skating rink, playground, and walking trails
- Annual maintenance fee is $5,127 plus HST per owner (as of 2026)
- In-unit laundry; no pets or smoking allowed
- Boat mooring available during boating season for your usage weeks
Key points summarised from the listing description.
Property details
Listed on
July 27, 2026
Days on market
50 days
Property tax
$0 (2026)
Lot
49.5
Style
Bungalow
Rooms
8
Heating
Baseboard
Cooling
Wall Unit(s)
MLS®
X13607386
Full details
Parking
GarageNone
Driveway2
Total parking4
Parking featuresReserved/Assigned, Mutual
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Living Room | Main | 13.75 x 10 | — |
| Dining Room | Main | 11 x 10.5 | — |
| Kitchen | Main | 8.08 x 10.5 | — |
| Sunroom | Main | 11.33 x 10.92 | — |
| Primary Bedroom | Main | 13.58 x 11 | — |
| Bedroom | Main | 10.08 x 11 | — |
| Bathroom | Main | 6.58 x 6.58 | — |
| Bathroom | Main | 10 x 5.92 | — |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| July 27, 2026 | — | $35,000 | For Sale | X13607386 |
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True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$175
Legal · title · inspection$2,800
Closing costs$2,975
Down payment$7,000
Total cash to close$9,975
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
