+ 24 photosFor Sale · Other
1052 RAT BAY Road 108-5, Lake of Bays, ON P1H 2J6
Lake of Bays · Franklin
17 days on market
2
Beds
2
Baths
4
Parking
900-999
Sq ft
16-30 yrs
Built
The honest picture
$49,900 list price. Neighbourhood benchmark for this home type is being prepared.
About this home
- Fractional ownership: 1/10th share of cottage with exclusive use for 5 weeks per year; 9 other owners
- 2 bedrooms, 1 bathroom, approximately 900-999 sq ft
- 4 parking spaces available
- Amenities include propane fireplace, washer/dryer, screened Muskoka room, full kitchen, and private beach access
- Resort facilities: 300-foot sand beach, indoor pool with sauna, tennis/badminton courts, games room, fitness room, tubing hill, and boat mooring available
- Annual maintenance fee $5,127 plus HST per owner, covers all costs
- Weeks can be traded internationally through Interval International or rented out
Key points summarised from the listing description.
Property details
Listed on
August 29, 2026
Days on market
17 days
Property tax
$0 (2026)
Lot
49.5
Style
Bungalow
Rooms
9
Heating
Baseboard
Cooling
Wall Unit(s)
MLS®
X13724818
Full details
Parking
GarageNone
Driveway4
Total parking4
Parking featuresReserved/Assigned
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Living Room | Main | 13.75 x 10 | — |
| Dining Room | Main | 11 x 10.5 | — |
| Kitchen | Main | 8.08 x 10.5 | — |
| Sunroom | Main | 11.33 x 10.92 | — |
| Primary Bedroom | Main | 13.58 x 11 | — |
| Bedroom | Main | 10.08 x 11 | — |
| Bathroom | Main | 6.58 x 6.58 | — |
| Other | Main | 10 x 5.92 | — |
| Bathroom | Main | 3.04 × 3.86 Meters | — |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| August 29, 2026 | — | $49,900 | For Sale | X13724818 |
🔒
Earlier listings and sold prices for this address are protected under TRREB rules — a free account unlocks them.
Sign in free to unlock the historyComparables
Gathering recent comparable sales nearby…
Run the numbers
True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$250
Legal · title · inspection$2,800
Closing costs$3,050
Down payment$9,980
Total cash to close$13,030
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
