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Home · Buy · Lake of Bays · 1052 RAT BAY Road 116-2, Lake of Bays, ON P1H 2J6
1052 RAT BAY Road 116-2, Lake of Bays, ON P1H 2J6
1052 RAT BAY Road 116-2, Lake of Bays, ON P1H 2J6
1052 RAT BAY Road 116-2, Lake of Bays, ON P1H 2J6
1052 RAT BAY Road 116-2, Lake of Bays, ON P1H 2J6
1052 RAT BAY Road 116-2, Lake of Bays, ON P1H 2J6+ 24 photos
For Sale · Other

1052 RAT BAY Road 116-2, Lake of Bays, ON P1H 2J6

Lake of Bays · Franklin
◷1099 days on market
▾ PRICE CHANGE
Bungalow4 driveway · 4 total garageSouth exposure
2
Beds
2
Baths
4
Parking
900-999
Sq ft
11-15 yrs
Built
The honest picture
$49,900 list price. Neighbourhood benchmark for this home type is being prepared.

About this home

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 116 Algonquin Cottage is a 2 bedroom cottage and is located next to a beautiful woodlot on the west side with lots of privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin is fully insulated for year round comfort. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127 + HST. Core week 2 for this cottage starts on Sunday July 5, 2026 and the other weeks in 2026 start on March 15, June 21, November 8/2026 and January 3/2027 . There is laundry in the Algonquin cottage. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees.

Property details

Listed on
September 12, 2023
Days on market
1099 days
Property tax
$0 (2025)
Lot
49.5
Style
Bungalow
Rooms
8
Heating
Baseboard
Cooling
Wall Unit(s)
MLS®
X10898321

Full details

Parking
GarageNone
Driveway4
Total parking4
Parking featuresReserved/Assigned, Mutual

Room dimensions

RoomLevelDimensionsFeatures
Living RoomMain13.75 x 10—
Living RoomMain13.75 x 10—
Dining RoomMain11 x 10.5—
Dining RoomMain11 x 10.5—
KitchenMain8.08 x 10.5—
KitchenMain8.08 x 10.5—
SunroomMain11.33 x 10.92—
SunroomMain11.33 x 10.92—
Primary BedroomMain13.58 x 11—
Primary BedroomMain13.58 x 11—
BedroomMain10.08 x 11—
BedroomMain10.08 x 11—
BathroomMain6.58 x 6.58—
BathroomMain6.58 x 6.58—
BathroomMain10 x 5.92—
BathroomMain10 x 5.92—

Property & sold history

Listing history
Date StartDate EndPriceStatusListing ID
September 12, 2023—$49,900For SaleX10898321
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Comparables

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Run the numbers

True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$250
Legal · title · inspection$2,800
Closing costs$3,050
Down payment$9,980
Total cash to close$13,030
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
$49,900
MLS® X10898321 · Listed by Chestnut Park Real Estate
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What's my home worth?
Call The Renavu Team
Shan Perinpanathan
Shan Perinpanathan
Real Estate Broker, ABR, SRS
416.655.4040
Pam Thiyagarajah
Pam Thiyagarajah
Sales Representative
416.436.0546
Ragu Rajaguru
Ragu Rajaguru
Real Estate Broker
416.712.2006

Price and status changes on this home only. No newsletter, and no call unless you ask for one. Unsubscribe from any email. The Renavu Team, Royal LePage Ignite Realty, Brokerage.

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Listing courtesy of Chestnut Park Real Estate. Presented by Royal LePage Ignite Realty, Brokerage. Data provided by TRREB — deemed reliable but not guaranteed; for consumers' personal, non-commercial use. Listing information last updated May 31, 2026.

$49,900

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