+ 24 photosFor Sale · Other
1052 RAT BAY Road 108-8, Lake of Bays, ON P1H 2J6
Lake of Bays · Franklin
1023 days on market
▾ PRICE CHANGE
▶ Virtual Tour2
Beds
2
Baths
4
Parking
900-999
Sq ft
16-30 yrs
Built
The honest picture
$34,500 list price. Neighbourhood benchmark for this home type is being prepared.
About this home
- Fractional ownership: 1/10th share of cottage with 9 other owners; exclusive use for 5 weeks per year.
- 2 bedrooms, 2 bathrooms, 900-999 sq ft; includes washer/dryer, propane fireplace, screened Muskoka room, full kitchen.
- 4 parking spaces (private and guest).
- Cottage 108 has lake/beach views; check-in Saturdays; core week (Week 8) starts August 15, 2026; four other weeks rotate annually.
- Resort amenities: 300-foot sand beach, kayaks, paddle boats, tennis, badminton, playground, indoor pool with sauna, hot tub, games room, fitness room, tubing hill, skating and hiking trails.
- Annual maintenance fee $5,127 plus HST per owner; covers all amenities and services.
- Weeks can be traded through Interval International for other resorts worldwide or rented out independently; pet-free and smoke-free.
Key points summarised from the listing description.
Property details
Listed on
November 27, 2023
Days on market
1023 days
Property tax
$0 (2023)
Lot
49.5
Style
Bungalow
Rooms
9
Heating
Baseboard
Cooling
Wall Unit(s)
MLS®
X10898413
Full details
Parking
GarageNone
Driveway4
Total parking4
Parking featuresReserved/Assigned, Mutual
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Living Room | Main | 13.75 x 10 | — |
| Living Room | Main | 13.75 x 10 | — |
| Dining Room | Main | 11 x 10.5 | — |
| Dining Room | Main | 11 x 10.5 | — |
| Kitchen | Main | 8.08 x 10.5 | — |
| Kitchen | Main | 8.08 x 10.5 | — |
| Sunroom | Main | 11.33 x 10.92 | — |
| Sunroom | Main | 11.33 x 10.92 | — |
| Primary Bedroom | Main | 13.58 x 11 | — |
| Primary Bedroom | Main | 13.58 x 11 | — |
| Bedroom | Main | 10.08 x 11 | — |
| Bedroom | Main | 10.08 x 11 | — |
| Bathroom | Main | 6.58 x 6.58 | — |
| Bathroom | Main | 6.58 x 6.58 | — |
| Other | Main | 10 x 5.92 | — |
| Other | Main | 10 x 5.92 | — |
| Laundry | Main | — | — |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| November 27, 2023 | — | $34,500 | For Sale | X10898413 |
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True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$173
Legal · title · inspection$2,800
Closing costs$2,973
Down payment$6,900
Total cash to close$9,873
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
