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Home · Buy · Lake of Bays · 1052 Rat Bay 102-1 Road, Lake of Bays, ON P1H 2J6
1052 Rat Bay 102-1 Road, Lake of Bays, ON P1H 2J6
1052 Rat Bay 102-1 Road, Lake of Bays, ON P1H 2J6
1052 Rat Bay 102-1 Road, Lake of Bays, ON P1H 2J6
1052 Rat Bay 102-1 Road, Lake of Bays, ON P1H 2J6
1052 Rat Bay 102-1 Road, Lake of Bays, ON P1H 2J6+ 24 photos
For Sale · Other

1052 Rat Bay 102-1 Road, Lake of Bays, ON P1H 2J6

Lake of Bays · Franklin
◷76 days on market
Bungalow2 driveway · 2 total garageSouth exposure
▶ Virtual Tour
2
Beds
1
Baths
2
Parking
600-699
Sq ft
16-30 yrs
Built
The honest picture
$16,500 list price. Neighbourhood benchmark for this home type is being prepared.

About this home

Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is FRACTIONAL ownership. It is NOT a timeshare. You would actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage for five weeks per year: one core summer week, plus 4 more floating weeks in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Rental rates for Deerview cottage range from $1,659/wk to $3,009/wk depending on the season. If it's rented through Blue Water Acres the revenue is split 50/50. If you rent it out yourself you get to keep 100% of the revenue. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. This 2 bedroom cottage is called 102 Deerview, Week 1 . Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for Deerview 102 in 2026 is $4,629 + HST. Core (fixed) week in 2026 starts on June 26/25. Floating weeks for 2026 start on: March 6, June 12, June 26 (core week), October 30, December 25. Maintenance fee is paid in the fall of each year for the following year but you only pay for the weeks that you have possession of the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke-free.

Property details

Listed on
July 1, 2026
Days on market
76 days
Property tax
$0 (2026)
Style
Bungalow
Heating
Baseboard
MLS®
X13508344

Full details

Parking
GarageNone
Driveway2
Total parking2
Parking featuresReserved/Assigned

Room dimensions

RoomLevelDimensionsFeatures
Living RoomMain3 × 3.63—
Dining RoomMain2.13 × 2.44—
KitchenMain2.13 × 2.21—
Primary BedroomMain3.56 × 2.87—
BedroomMain2.79 × 2.41—
BathroomMain1.73 × 2.08—

Property & sold history

Listing history
Date StartDate EndPriceStatusListing ID
July 1, 2026—$16,500For SaleX13508344
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Comparables

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Run the numbers

True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$83
Legal · title · inspection$2,800
Closing costs$2,883
Down payment$3,300
Total cash to close$6,183
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
$16,500
MLS® X13508344 · Listed by Chestnut Park Real Estate
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What's my home worth?
Call The Renavu Team
Shan Perinpanathan
Shan Perinpanathan
Real Estate Broker, ABR, SRS
416.655.4040
Pam Thiyagarajah
Pam Thiyagarajah
Sales Representative
416.436.0546
Ragu Rajaguru
Ragu Rajaguru
Real Estate Broker
416.712.2006

Price and status changes on this home only. No newsletter, and no call unless you ask for one. Unsubscribe from any email. The Renavu Team, Royal LePage Ignite Realty, Brokerage.

One team. No spam. We reach out once — when you ask.

Listing courtesy of Chestnut Park Real Estate. Presented by Royal LePage Ignite Realty, Brokerage. Data provided by TRREB — deemed reliable but not guaranteed; for consumers' personal, non-commercial use. Listing information last updated July 1, 2026.

$16,500

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