+ 24 photosFor Sale · Other
1052 Rat Bay Road 111-2, Lake of Bays, ON P0A 1H0
Lake of Bays · Franklin
532 days on market
▾ PRICE CHANGE
0
Beds
0
Baths
2
Parking
900-999
Sq ft
16-30 yrs
Built
The honest picture
$33,500 list price. Neighbourhood benchmark for this home type is being prepared.
About this home
- Fractional ownership: 1/10th share of cottage with 9 other owners, exclusive use for 5 weeks per year
- Propane fireplace and screened-in Muskoka Room
- 2 parking spaces
- Located on Lake of Bays with 300 ft of waterfront; resort amenities include hot tub, sauna, kayaks, paddle boats, sand beach, indoor pool, games room, fitness room, tennis/pickleball courts, basketball courts, playground, and seasonal winter activities
- Core week fixed for July 5, 2026; 4 floating weeks rotate annually; check-in on Sundays
- Annual maintenance fee $5,127 + HST per owner for 2026, payable in two installments; pets and smoking prohibited
Key points summarised from the listing description.
Property details
Listed on
April 1, 2025
Days on market
532 days
Property tax
$0 (2025)
Style
Bungalow
Heating
Baseboard
MLS®
X12053068
Full details
Parking
GarageNone
Driveway2
Total parking2
Parking featuresPrivate
Room dimensions
| Room | Level | Dimensions | Features |
|---|---|---|---|
| Living Room | Main | 5.86 × 3.04 | — |
| Dining Room | Main | 3.35 × 4.31 | — |
| Kitchen | Main | 2.64 × 4.31 | — |
| Sunroom | Main | 4.19 × 5.38 | — |
| Primary Bedroom | Main | 5.43 × 3.35 | — |
| Bedroom | Main | 3.25 × 3.35 | — |
| Bathroom | Main | 3.3 × 3.3 | — |
| Bathroom | Main | 3.04 × 3.86 | — |
Property & sold history
Listing history
| Date Start | Date End | Price | Status | Listing ID |
|---|---|---|---|---|
| September 7, 2026 | — | $33,500 ▼ | Price cut | X12053068 |
| April 1, 2025 | — | $39,500 | Listed | X12053068 |
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True cost to close
What you actually need in cash — land transfer tax, closing costs, and your down payment.
Purchase price
$
Down payment · 20.0%
$
Down:or type any amount above
Legal fees
$
Title insurance
$
Home inspection
$
Ontario land transfer tax$168
Legal · title · inspection$2,800
Closing costs$2,968
Down payment$6,700
Total cash to close$9,668
Estimates only, not legal or tax advice. Ontario LTT rates 2025; City of Toronto MLTT applies inside Toronto (incl. Scarborough, North York, Etobicoke, York, East York). Durham and Markham buyers pay no municipal LTT.
